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terms and conditions

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern BFS Direct Ltd’s relationship with you in relation to this website.
The term “BFS Direct Ltd” or “us” or “we” refers to the owner of the website whose registered office is 2 Breach Lane, Great Easton, Dunmow, Essex, CM6 3QT. The term “you” refers to the user or viewer of our website.
The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • We attempt to ensure that all information provided and shown on our site is accurate and up to date. However, neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All intellectual property rights (including all copyright, patents, trade marks, service marks, trade names, designs (including the "look and feel" and other visual or non-literal elements) whether registered or unregistered), information and content on the BFS Direct Ltd website, any database operated by BFS Direct Ltd and Software shall remain the property of BFS Direct Ltd and the Customer shall not obtain, and shall not attempt to obtain any title to any such intellectual property rights.
  • We do allow customers using our services for their personal use to print any material which they may find useful to refer to as their application is being processed; however, we prohibit the use of any part of our website as referred to above to be used for any commercial purpose by our customers or anybody else.
  • No part of the Service may be reproduced in any form or used in any other way except in accordance with these terms and conditions.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without BFS Direct Ltd’s prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales.
 
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The overall cost for comparison is 10.8% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. Our rates start from 7.9% APR variable. We also have a range of plans with rates up to 17.5% APR allowing us to help customers even with the most severe credit problems. If you are thinking of consolidating existing borrowing you should be aware that you will be extending the terms of the debt and increasing the total amount you repay. A fee of between 0% and 10% of the loan may be charged depending on credit history and ability to prove income. The amount of fee will depend on your circumstances, however, we estimate that it will be 5% of the loan amount.

BFS Direct and Brighter Financial Solutions are trading names of BFS Direct Ltd registered in England No. 5038979.
Registered office is 2 Breach Lane, Great Easton, Dunmow, Essex, CM6 3QT.
BFS Direct Ltd is authorised and regulated by the Financial Services Authority Registration No.305249.
© 2007 BFS Direct Ltd, Secured loan specialists