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| Please select a letter to find a description i.e. for "interest" select "I" from the table below. |
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Gazumping |
| When a seller pulls out of a sale after accepting a higher offer from another person. |
Gazundering |
| A tactic whereby the buyer offers less than the agreed sale price just before the exchange of contracts. |
Guarantor |
| Someone who helps another person(s) to gain a mortgage/loan by guaranteeing to the Lender that they will pay the loan back if the other person(s) default on their repayments. It is a common way for parents to assist their children when purchasing their first property. |
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Gross Interest Rate |
| A gross interest rate or dividend is one which doesn't take into account the tax you'll have to pay on that income. |
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The overall cost for comparison is 10.8% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. Our rates start from 7.9% APR variable. We also have a range of plans with rates up to 17.5% APR allowing us to help customers even with the most severe credit problems. If you are thinking of consolidating existing borrowing you should be aware that you will be extending the terms of the debt and increasing the total amount you repay. A fee of between 0% and 10% of the loan may be charged depending on credit history and ability to prove income. The amount of fee will depend on your circumstances, however, we estimate that it will be 5% of the loan amount.