Secured Loans

Why use a secured loan?

Secured loans are normally much faster and easier to arrange than mortgages and a cheque or telegraphic transfer of funds can normally take place within 3 – 4 weeks.

A secured loan can be used for virtually any purpose:

Because the Lender’s risk is lower than an unsecured loan as the loan is secured against your property interest rates are generally lower and you can normally borrow much more. We offer rates as low as 7.9% APR variable (highest rate of 17.5% APR variable)

A good way to avoid redemption fees on existing mortgage and new costs associated with remortgaging, particularly if current mortgage on a low rate fixed interest rate.

Many of our loan plans allow flexibility so you can pay more off your balance whenever it suits you. We also offer a range of fixed rate plans if you prefer to repay your secured loan this way. You can also defer repayments if you wish.

Over 250 secured loan plans are available in the secured loan market and your personal experienced underwriter will search to find you the most suitable loan package.

Loans are available from £3,000 - £150,000.
(we will consider more on an individual basis)

Loan Terms available from 60 – 300 months.

Optional Payment Protection Insurance is offered with all our loans, Click here for more information.

Secured loans are also available to people who may not be eligible for an unsecured loan due to a poor credit history or due to the source of their income or if income is mainly from benefits or pensions.

Use our Loan calculator and Debt Consolidation calculator to help you work out what’s best for you.

So don’t delay apply today!