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I am retired |
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Congratulations! Hopefully we’ll all get there one day. It should be time for a well earned rest after many years of working ……… or is it? Whatever your personal circumstances there are many plans available for people who are retired. Many banks do not lend money to retired people but it’s knowing the ones that will! What paperwork is required? All we normally require are copies of pension statements. It’s as easy as that! If you have retired due to ill-health don’t worry. All we normally require is proof of disability benefit and any other income you may receive If you require a loan but you do not want any repayments then Equity Release may be an option for you. |
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The overall cost for comparison is 10.8% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. Our rates start from 7.9% APR variable. We also have a range of plans with rates up to 17.5% APR allowing us to help customers even with the most severe credit problems. If you are thinking of consolidating existing borrowing you should be aware that you will be extending the terms of the debt and increasing the total amount you repay. A fee of between 0% and 10% of the loan may be charged depending on credit history and ability to prove income. The amount of fee will depend on your circumstances, however, we estimate that it will be 5% of the loan amount.